EDITORIAL STAFF
Editor-in-Chief | J.B. Hiers
Munich American Re
Managing Editor | Janice Fox
Munich American Re
GUAA BOARD OF DIRECTORS
President | Phil Lacy
Towers Perrin
Vice President | Carolyn Pollard
ING
Curt Zepeda | ING
Ann Marie Wood | Anthem BCBS
Jim Hiers | Munich American Re
Jim Wilmot | BCBS Illinois
Steve Ginsburg | consultant
Kim Miller | PacifiCare Health Sys
Photos
compliments of Thomas Williams, Sr. Executive VP and Actuary,
with Plateau Insurance Group in Crossville, TN.