Volume 3, Issue 1 Winter 2007  
EDITORIAL STAFF
Editor-in-Chief | J.B. Hiers
Munich American Re
Managing Editor | Janice Fox
Munich American Re

GUAA BOARD OF DIRECTORS
President | Phil Lacy
Towers Perrin

Vice President | Carolyn Pollard
ING
Curt Zepeda | ING
Ann Marie Wood | Anthem BCBS
Jim Hiers | Munich American Re
Jim Wilmot | BCBS Illinois
Steve Ginsburg | consultant
Kim Miller | PacifiCare Health Sys

Send answers to the questions below to

jhiers@marclife.com

Photos compliments of Thomas Williams, Sr. Executive VP and Actuary,
with Plateau Insurance Group in Crossville, TN.